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Fort Myers News-Press Real Estate Headlines
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Real Estate Glossary

Mortgage Glossary

Mortgage Pre-Approval

As your realtor, I'll help you with the pre-approval process. With my loan partners you'll find the best loan for your situation so you can make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans.

The Advantages
• Know how much house you can afford.
• Know how much cash you will need for the down payment.
• Simplifies pre-approval.

Mortgage Calculators

• Mortgage payment calculator
  Want to know how much your monthly payment is for your mortgage?
• Additional payment calculator
  How much do you save by paying more or making additional payments than your initial mortgage terms?
• How much do I have to earn?
  Not sure how much money you'll have to earn to afford your house payment and accompanying expenses?
• How much can I borrow?
  Want to know how big of a mortgage you can take on?
• Should I pay discount points?
  Not sure if you should pay discount points on your mortgage loan?
• How much will I save by refinancing my loan?
  How long will it take to recoup the costs of refinancing my home mortgage?
• How much will my tax deduction be?
  Want to know how much your home mortgage will save you in taxes?
• Bi-weekly mortgage calculator
  Want to know how much time and money you'll save paying off your loan on a bi-weekly payment plan?
• APR calculator
  To find out the annual percentage rate of your loan, enter the loan amount, interest rate, points, other costs
  and year-length term.
• Interest only monthly payment calculator
  To find out the monthly savings you could gain from an interest-only payment plan.